Subject	I don't think insurance co's negotiate value on a total...
Posted by	dpjax on November 26, 2004 at 1:44 PM
	This message has been viewed 29 times.
In Reply To	SNZR: Need information regarding insurance/theift/totaling posted by spotz on November 26, 2004 at 01:28 PM
Message	It should be based on whatever 'book' they use. It won't be the same as retail or trade-in. Those who I know that negotiated/argued with ins.co. only got a few hundred more. Are you considering fixing it? It won't ever be the same after 15-20K of damage and no one will want it if you're honest with them. If there is a chance you are upside down, consider getting GAP insurance next time around. It covers the 'gap' between insurance value and loan balance. Its generally pretty cheap up front on the loan.
Follow Ups	SNZR: Need information regarding insurance/theift/totaling - spotz 13:28:27 11/26/04 I don't think insurance co's negotiate value on a total... - dpjax 13:44:24 11/26/04 Re: SNZR: Need information regarding insurance/theift/totaling - trackstar 13:45:38 11/26/04 damage - spotz 13:48:44 11/26/04 I knew airbags were expensive, but that much? - SeedyROM 13:55:59 11/26/04 Sounds like the thief has a QX - SactoTodd 14:05:08 11/26/04 #1 thing you can do - SeedyROM 13:52:26 11/26/04 the damage amount is from the dealership. all quotes - spotz 14:44:03 11/26/04 Re: SNZR: Need information regarding insurance/theift/totaling - BombSeeker 15:26:57 11/26/04 Forget the "books". Most state insurance regulations >>>>>> - zzman (nashville) 23:48:03 11/26/04
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